Moped and Scooter Insurance
If you own a moped or scooter, having the right insurance is more than just a legal requirement. It’s a way to ride with confidence and peace of mind. Whether you’re riding through city streets on your daily commute or taking a scenic ride on the weekend, a good insurance policy means you’re covered.
Accidents can happen to anyone, even the most cautious riders. The right insurance ensures that if something unexpected happens, like a bump in traffic or an accidental scrape, you’re not left worrying. It also covers you if something happens to your scooter, such as theft or fire, so you can get back on the road quickly without the stress of unexpected costs.
We offer three levels of cover: Comprehensive, Third Party Fire & Theft and Third Party only.
Included as standard with our Comprehensive motorbike insurance:
New bike replacement
Personal accident
Travel abroad
Uninsured driver cover
Medical expenses

Owning a Moped or Scooter
Owning a moped or scooter brings a delightful mix of convenience and enjoyment. These compact and efficient vehicles are perfect for navigating busy streets, riding through traffic, and finding parking with ease. Mopeds and scooters are often more affordable to purchase and run than cars. The added bonus of lower fuel costs and reduced environmental impact, make them a popular choice for urban commuters.
Sabre Direct also provide extras like breakdown cover or leather and helmet cover, offering further reassurance.
The pleasures of owning a moped or scooter go beyond practicality. The freedom of open-air travel, the ease of handling, and the sense of independence turn everyday journeys into enjoyable experiences. Whether commuting or heading out for a scenic ride, mopeds and scooters bring a sense of adventure to daily life.

Optional Extras
We know your motorbike isn’t just a vehicle – it’s your passion, your freedom, and your pride. That’s why we offer a range of additional extras to enhance your motorbike insurance. From breakdown cover to protect you on the road to gear and accessory insurance for added peace of mind.
- Leather & Helmet cover*
- Breakdown
- Protected No Claims
- Legal Expenses cover
- Enhanced Personal Accident*
*Leather & Helmet cover and Enhanced Personal Accident are only available with our comprehensive policies.
Optional Breakdown cover levels
Roadside & Local Recovery | Roadside, Local Recovery & Home Assist | Roadside, National & Home Assist | |
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Roadside Assistance (breakdown over 1 mile from home) | ![]() | ![]() | ![]() |
Local Recovery (Breakdown must be more than one mile from home. Recovery to nearest suitable garage within 10 miles of breakdown.) | ![]() | ![]() | ![]() |
Home Assist (breakdown within one mile of home) | ![]() | ![]() |
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National Recovery | ![]() |
Other types of cover


