My AccountModified Motorbike Insurance
If you own a modified motorbike, having the right insurance is essential.
At Sabre Direct, we understand the passion behind modifications, which is why we cover most modifications. However, it’s vital to declare all modifications when purchasing your motorbike insurance policy to ensure you are properly covered. If you make any additional modifications during the policy term, or as renewal approaches, you must inform us to avoid any issues with your cover.
We offer three levels of cover: Comprehensive, Third Party Fire & Theft, and Third Party Only.
Included as standard with our Comprehensive Modified Motorbike Insurance:
New bike replacement Personal accident Travel abroad Uninsured driver cover Medical expenses
Considerations for Modified Motorbike Insurance
Modified motorbikes allow riders to personalise their motorbikes to reflect their individual style and preferences. From custom paintwork and decals to upgraded exhaust systems or suspension, modifications make each motorbike unique. Whether the changes are for aesthetic or practical reasons, they add a personal touch that sets your motorbike apart.
However, owning a modified motorbike also comes with added responsibilities, particularly regarding insurance. Modifications can impact your motorbike’s value and risk profile, making it essential to inform your insurer of any changes. Whether it’s a cosmetic upgrade or a functional adjustment, every modification should be declared to ensure your policy accurately reflects your motorbike.
Optional Extras
We know your motorbike isn’t just a vehicle – it’s your passion, your freedom, and your pride. That’s why we offer a range of additional extras to enhance your motorbike insurance. From breakdown cover to protect you on the road to gear and accessory insurance for added peace of mind.
- Leather & Helmet cover*
- Breakdown
- Protected No Claims
- Legal Expenses cover
- Enhanced Personal Accident*
*Leather & Helmet cover and Enhanced Personal Accident are only available with our comprehensive policies.
Optional Breakdown cover levels
| Roadside & Local Recovery | Roadside, Local Recovery & Home Assist | Roadside, National & Home Assist | |
|---|---|---|---|
| Roadside Assistance (breakdown over 1 mile from home) |  | | |
| Local Recovery (Breakdown must be more than one mile from home. Recovery to nearest suitable garage within 10 miles of breakdown.) | | | |
| Home Assist (breakdown within one mile of home) | | |
|
| National Recovery | |
Other types of cover
